Local Real Estate Comments and Ramblings

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Buy for $0 down at todays great rates!

$0 DOWN HOME SALES

 Buy a home for $0 down? Do you make less than $53,000 per year and want to buy a home but the down payment is stopping you? Call Me! If you make more than $53,000 you can still use the program but there are geographic limitations.
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I had quite a few questions after my FB post yesterday.  I will try to expand and clarify a little.  Of course if you ever have any real estate questions do not hesitate to call or email me! 770-656-9134  bob@agentbobsells.com


*To buy for $0 down you need good credit.  Call me if you questions about your credit.  I wont get to personal but we can discuss enough to give you some direction.

* If you make less than $53,000 you can buy anywhere in GA. and there are no geographic restrictions. If you make more than $53,000 the home must be located in a low or moderate income area as determined by the census bureau. I can check addresses for you to be sure the home qualifies for the program. The Cobb County map is below.  The red areas are eligible.

* There is no mortgage insurance required!  This is a big deal and a significant cost savings for the buyer.  Even if you are planning on making a down payment you should look at this program just for the mortgage insurance savings.

*If you dont credit qualify for $0 down there is a second program that only requires 3% down.  That is still better than FHA and there is still no mortgage insurance!  The same geographic or income requirements apply. You will still need decent credit but the requirements as not quite as high as the $0 down program.

*If you are thinking of selling a home you definitely want to check and see if it is in a moderate income area.  If it is, then this is a great program to make you home more salable!

Cobb County $0 dwon map

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Bob Southard
Broker - Owner  Atlas Realty Service LLC #75911

O:678-439-SOLD(7653)

CALL ME DIRECT: 770-656-9134

Buy a home, Sell a home, in Powder Springs, Marietta, Kennesaw, Acworth, Smyrna, Dallas, Hiram,and Cobb, Paulding, Douglas, North Fulton, South Cherokee, County, Ga. Call me for all of your real estate needs.

Visit my website

www.AgentBobSells.com

 

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Call me for all of your Real Estate needs

678-439-7653

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Comment balloon 0 commentsBob Southard • May 09 2014 06:42AM

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