Local Real Estate Comments and Ramblings

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Buyer Tip #1 - You've got to have a ticket to get in the game!

Buyer Tip #1 - You've got to have a ticket to get in the game!

*Turner Field - Atlanta GA - June 2009*
                                             David Berkowitz www.marketersstudio.com

If you are going to the game you know that you need a ticket to get in.

The home buying game is no different.  You need a ticket to buy.  What is the ticket?  

$$$$ Proof of Funds $$$$  ..... a.k.a "Show Me The Money"

Proof of funds can be in a couple of different forms but in most situations it will be one of two things.

    1. A mortgage pre approval letter.  This shows the sellers and sellers agent that you can get a loan to buy the house and that you are qualified to buy in the price   range that you are offering. The lender will also make sure there is nothing out of order in your credit report. Even you are are certain that your credit is excellent you'll need to prove it in order for sellers to take your offer seriously.

    2. A bank statement showing you have the cash available and don't need a mortgage.

If you don't have financing or ready cash available you're not buying.  Plain and simple.  You can watch the game on TV but you won't be there live until you are ready to buy.  

For buyers here in the Atlanta area, feel free to contact me for some great lender referrals.  If you are reading this from another part of the country then contact your agent for a good lender referral.

*****

 

 


Bob Southard
Broker - Owner  Atlas Realty Service LLC #75911

O:678-439-SOLD(7653)

CALL ME DIRECT: 770-656-9134

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Comment balloon 2 commentsBob Southard • May 04 2011 12:26PM

Comments

I will second this one for sure.  So many people are clueless about what they really need to be able to purchase.

Posted by Paula McDonald, Magnolia Realty ~ Granbury, TX 936-203-0279 (Magnolia Realty ~ Granbury) over 7 years ago

Great analogy, Bob!  I really don't want to disappoint my buyers by showing a house that they might fall in love with but find out they can't afford.  It's very discouraging for them to to lower their sights after looking in a higher price range.  Get that ticket before the game!

Posted by Pamela Engle (Century 21 Alliance, Moorestown NJ) over 7 years ago

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