I am not an advocate
of people setting out to build credit. After being
in the mortgage
and real estate business for the 7 years and being in the car business
years before that I can you that with good steady verifiable income and
statements, you can buy a car or home on credit with a credit score of
However I also realize that most people have a credit score and depend
score to obtain credit for their major purchases.
If you have no credit or very limited credit and you are interested in building up your credit score then this is a pretty article.
On the other hand, if you have credit cards, and those cards have balance on them, don't read the article. You already have too much credit. Pay off those cards and live within your means. I'm not preaching, I'm speaking from experience!
HowStuffWorks “10 Healthy Ways to Build Credit"
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